The good news and the bad news for Alabama residents: Alabama is one of the most expensive states in the country in terms of home insurance premiums. The state's frequent natural disasters can push up premiums, but it is also the state with the highest percentage of uninsured people in America.
The average cost of homeowner insurance is $137.54, more than three times the national average of $1,200. The average premium for single-family home insurance in Alabama is about $2,000 higher than the average cost of MetLife's homeowner insurance. We have the second largest number of uninsured people in the country, 1.5 million, and we are the only state in America where insurance costs an average of $2,700 a year.
Conversely, the most expensive homeowner insurance is Auto Owners Insurance, where coverage can cost more than $5,000. If you buy the renter's car insurance from the same company, you can get a discount on your car insurance.
If your house is damaged by weather, property or crime, you will receive the compensation you need to pay for repairs. If a tornado or strong wind damages the house during a storm or if lightning strikes and causes a fire, you can rely on home insurance to cover the repair costs. You can also file a lawsuit with a home insurance company if the tornado and strong winds damage your homes. Your insurance company will charge you a higher rate if you have already registered a claim for home contents insurance in the past. Simply apply for home contents insurance and you will be covered by homeowner's insurance and car insurance as well as your tenant's insurance.
If you claim for water damage from Daphne, your home contents insurance will cover the repair costs. Talk to your insurance agent about the flood risk in your region to decide whether cover is necessary.
Your agent will offer you multiple policies and help you compare insurance options to find the best plan for your home. Your agent's time, looking at the most worrying risks to the home and looking at rates from multiple providers before finding the insurance provider you need, takes time to review and buy your most affordable insurance. Consider the options available to you in your region and state of Alabama, as well as your local insurance company, before you find the insurance providers you need. Our agents will work on your behalf to provide you with the best home contents insurance for each of your individual needs, and they will take the time to offer you several policies from which to choose.
If you take out home contents insurance directly with a carrier, you can use our independent agents who can buy the deals from multiple companies instead of buying from your local insurer. You can then compare rates from several companies, giving you a better chance of finding reliable coverage from homeowners at an affordable price. Choose an independent insurance agent who can work on your behalf to provide you with the best home contents insurance for your individual needs, as well as a variety of other options.
Visit the Acceptance office on Quintard Avenue, talk to our friendly local Anniston Acceptances agent and find affordable insurance coverage for your motorcycle. Come to the approved office to get a free copy of our latest motorcycle insurance report for your home insurance. Teleme, which will come to your Anniston office, will be located at 1006 N. Quinton Ave. Please visit the collection points to get the latest news and information on the best rates for motorcycle and car insurance in the area.
If you are wondering how much your premium costs, click here to learn more about the discounts available in Alabama and learn more about the renter's insurance in Alabama. Visit 1006 N. Quinton Avenue or come to Quintard Avenue to get the latest news and information on the best home insurance rates in the Anniston area.
Our analysis of the best homeowner insurance in Alabama allowed us to calculate the average cost of insurance in the 50 cities with the highest population in the state. Our team has conducted the analysis and collected data from across Alabama and presented it below to help you find the perfect car insurance for your needs. The average insurance premium Liberty Mutual offers is $180.62, while State Farm offers $133.00, according to the Alabama Department of Insurance's website. In the Anniston area, homeowner insurance costs average $1,073.50, according to Nationwide, with a median premium of $1,073.50.
Most insurance companies offer discounts if you have multiple policies and offer them to you for free. Some across the country also offer replacement coverage for your home or property for just over $12 per premium. Most insurance companies offer a discount if you have multiple policies and offer them at zero percent or less for each policy.